3 Things You Must Have To File For Workers' Comp
Going through a dispute at work over an injury can be stressful. There are many people who feel that they deserve restitution from their employer, but don't get what they deserve because they either didn't know how to properly file the claim, or they were denied the claim for various reasons. Here are some things you need to know about proving fault on the part of your work and getting them to pay for it:
1. You Must Prove That It Happened At Work
One of the first things you have to do is prove that the incident happened while you were at work. This may sound simple, but it is actually hard to prove in some cases. If the accident was an obvious accident with lots of witnesses, then it isn't hard to prove. However, more often than not, the injury happens over time or is something that is subtle enough that it may be hard to place the exact place and time.
For example, if you have a back injury, it can be hard to prove. Back injuries are usually started with an isolated incident, but then over time, they get worse and worse. The question is, did you hurt your back and home and then work made it worse, or did you hurt it at work, and then work and home made it worse. If so, how much of the injury is work responsible for? This is why taking notes and journaling is helpful.
2. You Must Prove That The Business Was Negligent
Second, you must be able to prove that the injury wasn't caused by your own incompetence, but that the company did something wrong. For example, if you were intoxicated while on the job, even if you weren't intoxicated that day, but had a history of being drunk while working, you could ruin your chances of filing the claim.
You need to be able to prove that the company didn't take necessary safety precautions.
3. You Must Go Through Proper In-Network Medical Channels
Lastly, make sure that all of the treatment that you get is in the network of your company's policy. Just like insurance, your company is contracted with certain hospitals, clinics, and doctors. They will only pay for treatment done at places in-network. So even if they are found to be responsible, they may not pay if you didn't go through the right channels.
By knowing these things you can increase your chances of getting workers' comp. Contact a law office consulting service for more information.